RESIDENTIAL
Buy. Refinance. Invest. Build.
We’ll help you make it happen.
Buying your first home, upgrading, or refinancing can feel like stepping into the unknown — but it doesn’t have to.
At Millennial Finance, we make home lending simple, clear, and genuinely human.
Our brokers are based across Bendigo and the Sunshine Coast, working with clients all over Australia to turn the home-buying process into a confident next step, not a stressful leap.
Whether you’re a first-time buyer wanting clarity, a growing family chasing more space, or a homeowner ready to refinance for a better fit — we’ll guide you through every decision with strategy and care.
Because we don’t just find you a loan.
We find what fits you.
Smart Lending. Real Support.
You deserve a broker who listens first and talks numbers second.
Our residential lending team combines local insight with national reach, helping you compare banks, understand your options, and make decisions that actually make sense.
We do the heavy lifting — from pre-approval to settlement and beyond — so you can focus on the big picture: your life, your family, your home.
HOW IT WORKS
Home loans made simple.
01
Find Your Broker
We’ll connect you with a broker who fits your goals, budget, and lifestyle — whether you’re starting fresh or ready to refinance.
02
We’ve Got This
We handle lender comparisons, paperwork, and strategy — keeping you informed and confident every step of the way.
03
Settle & Beyond
When your loan settles, our work doesn’t stop. We’ll stay in touch with regular reviews to make sure your lending continues to work for you as life changes.
Why homeowners choose Millennial.
Our team is big enough to offer choice — and small enough to care.
We’re known for our mix of strategy, clarity, and genuine connection — the kind of service that turns first-time buyers into lifelong clients.
When you work with Millennial, you’ll get:
✓ Advice that feels simple and personal, never rushed.
✓ Real relationships — we’re not call-centre brokers.
✓ Fast communication and upfront answers.
✓ A dedicated broker who knows your name and your goals.
We don’t just get you approved — we get you confident.
Meet the people who make it happen.
With a team of more than 20 brokers and finance experts across Bendigo and the Sunshine Coast, we’ve got the right person for every kind of home buyer.
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Meet Sam Heavyside
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Meet Nathan Horbury
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Meet Dale Cameron
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Meet Kane Neuendorf
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Meet Matthew Leuenberger
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Meet Mikayla McMahon
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Meet Hollie Horbury
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Meet Kysha Golosino
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Meet Will Broad
HELPFUL TOOLS & RESOURCES
Start with the numbers.
If you’re not quite ready to apply, our calculators make it easy to see how much you can borrow, what your repayments could look like, or how close you are to your deposit goal.
Offset Calculator
Deposit Calculator
Borrowing Power Calculator
Buying a Property Calculator
Selling a Property Calculator
Savings Calculator
Repayments Calculator
Asset Finance Calculator
Ready to make your move?
Whether you’re buying, refinancing, or building your next chapter, we’ll help you get there — with straight talk, smart lending, and genuine care.